Vaibhav Bhatt’s journey with VFS proves that trust, transparency, and client-first values can redefine financial services for everyone.
When you speak with Vaibhav Bhatt, the founder of Vighnaharta Financial Services (VFS), there’s an unmistakable energy in his voice. It’s the voice of someone who has not just seen the gaps in the financial industry but has dared to bridge them.
“I realized many investors were looking for guidance beyond just investments — they wanted trustworthy advice across insurance, mutual funds, unlisted shares, and brokerage services. That’s when I decided to build VFS — a company that provides end-to-end financial services with transparency, personal care, and long-term vision.” – Vaibhav Bhatt
With over five years in the financial services industry, including a pivotal stint at Motilal Oswal Financial Services, Vaibhav built a strong foundation in wealth management, investment planning, and client relations. But deep down, he knew he wanted more than just a career. He wanted impact.
Every successful venture starts with identifying a problem worth solving. For Vaibhav, the problem was glaringly obvious: fragmentation in financial planning.
“One of the biggest gaps I noticed in the market was the lack of a one-stop solution for financial services. This often led to confusion, mismanagement, and sometimes even wrong product choices because of fragmented advice.”
VFS was designed as an antidote to this problem. By consolidating services under one umbrella — General & Life Insurance, Mutual Fund Distribution, Unlisted Shares, and Angel One Franchise operations — the company became a comprehensive partner for clients’ financial journeys.
Starting VFS wasn’t without challenges.
“One of the major challenges I faced while starting VFS was arranging the initial capital to set up the business.”
But the bigger challenge was trust. The financial services sector is notoriously plagued by mis-selling and overpromises.
“To overcome this, I made transparency my priority — explaining products in simple terms, focusing on their needs rather than pushing sales, and maintaining consistent support.”
Over time, client referrals and word-of-mouth became the strongest pillars of growth.
The breakthrough came when VFS became an official franchise holder of Angel One and secured tie-ups with Tata AIG and HDFC ERGO.
“Reaching this milestone proved that consistent effort and a clear vision can turn challenges into opportunities.”
These partnerships validated VFS’s credibility in a crowded industry.
Vaibhav has built VFS around relationships, not sales.
“At VFS, instead of pushing products, we focus on personalized financial planning, transparency, and long-term relationships.”
Service offerings include:
General & Life Insurance – Reliable protection for individuals and businesses
Mutual Fund Distribution – Goal-based investing guidance
Unlisted Shares – Access to pre-IPO opportunities
Angel One Franchise – Seamless trading and investment solutions
By combining these services, VFS ensures clients can plan their financial future without scattering their trust.
Vaibhav envisions VFS as a movement to empower financial confidence:
“In the next 5 years, I see VFS becoming a household name in financial services, known for trust, innovation, and client-first values.”
Technology will play a key role in making investing simple, transparent, and accessible to everyone, especially those traditionally excluded from financial awareness.
Vaibhav’s advice for budding entrepreneurs:
Believe in your vision and stay consistent
Persistence turns obstacles into stepping stones
Focus on trust and relationships, not just revenue
“In the long run, it’s your integrity, hard work, and dedication that will set you apart.”
Vaibhav combines technical know-how with empathy for clients’ financial anxieties.
Every interaction, plan, and recommendation is rooted in a client-first philosophy, building trust and long-term partnerships.
In just a few years, Vaibhav Bhatt has transformed his vision into a growing financial services brand that blends trust, transparency, and comprehensive solutions.
His story proves that with industry expertise, entrepreneurial grit, and a focus on client trust, it’s possible to build a business and change how people approach their financial futures.
🌐 Website: https://vighnahartafinservices.in/
🔗 LinkedIn (Founder): Vaibhav Bhatt
🔗 LinkedIn (Company): Vighnaharta Financial Services
📸 Instagram (Founder): @vaibhaavbhatt
📸 Instagram (Company): @vighnahartafinservices
I am an entrepreneur, marketer, and mentor with a certification in entrepreneurship from IIT Delhi, one of the most prestigious institutions in India. I have a passion for connecting businesses with their ideal customers, solving real-world problems, and inspiring the next generation of founders.I founded and lead DevoByte, a digital marketing agency that provides a range of services, from SEO a
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