Fixed Income
Steady Returns in Volatile Times: RBI Floating Rate Savings Bond Offers 8.05% for Conservative Investors
Sarfraz Khan
3 minutes read
India's RBI Floating Rate Savings Bond offers conservative investors 8.05% interest (July-Dec 2025), a rate tied to NSC. This government-guaranteed bond provides high safety, semi-annual payouts, and adjusts with rising rates, making it an ideal choice for stable, income-focused returns despite its taxable nature and 7-year lock-in for most.