Financial Planning
Steady Returns in Volatile Times: RBI Floating Rate Savings Bond Offers 8.05% for Conservative Investors
India's RBI Floating Rate Savings Bond offers conservative investors 8.05% interest (July-Dec 2025), a rate tied to NSC. This government-guaranteed bond provides high safety, semi-annual payouts, and adjusts with rising rates, making it an ideal choice for stable, income-focused returns despite its taxable nature and 7-year lock-in for most.
PowerUp Money Secures $7.1 Million Seed Funding to Revolutionize Indian Wealth Advisory
Wealthtech startup PowerUp Money secured $7.1M in seed funding from Accel, Blume Ventures, and Kae Capital. The Bengaluru-based company, founded by Prateek Jindal (ex-Uni Cards), aims to simplify financial planning and investment advisory for Indian retail investors. Funds will accelerate product development, enhance its intelligence engine, and scale advisory services, targeting 10M users in thre
Navigating the Investment Maze: Understanding Your True Risk Profile
This news clarifies the crucial difference between investment risk tolerance (your emotional comfort with risk) and risk capacity (your financial ability to absorb losses). It highlights why understanding both is vital for investors, especially in high-growth areas like startups, to make informed decisions that align with financial goals and avoid jeopardizing your future.
Can Corporate Bonds Be Your New Fixed Deposit? Navigating Returns and Risks in a Falling Interest Rate Landscape
FD rates are falling, prompting investors to consider corporate bonds for potentially higher returns (7.5-9% vs. 5.5-7.4% for FDs). While bonds offer better yields and some tax benefits, they carry credit, interest rate, and liquidity risks, unlike insured FDs. Experts advise focusing on highly-rated (AAA/AA) corporate bonds and diversifying. The booming Indian bond market and RBI's stance further